You will need to sell and then withdrawal the funds in your account. In order to sell stocks, simply do the following: login to your account at: http://www.buyandhold.com, click View, click Window Trades (under Trade), click Window-Trade Sell, select the security you wish to sell, click continue, indicate how many shares you wish to sell (including fractional shares). Click Continue, review your order, and click Place Order. You will also need to go under your Dividend Reinvestment option and turn all options to No. If you have EZ-Vest and or recurring Bank Link deposits you should also delete these features to avoid prolonging the closing process. Whenever you wish to withdraw your available funds, proceeds from selling stock, or from dividends, simply do the following:

1. Wait for the 3-business day Settlement Period (3 business days after a sell, your funds will be available on the fourth day).
2. Login to your account at: http://www.buyandhold.com
3. Click View.
4. Click Withdrawals, (under Additional Features).
5. Specify the amount you wish to receive, and click Continue.
6. Fill out the form and your funds will be issued within 24-48 hours. If it is your intentions to close this account, when the account balance is showing a zero balance please reply back to have the account closed. Please be sure to include your account number.

Reminder: You will also need to go under your Dividend Reinvestment option and turn all options to No. If you have EZ-Vest and or recurring Bank Link deposits you should also delete these features to avoid prolonging the closing process.

Please be advised that requests for mailing checks for funds from your BUYandHOLD account will incur a $5.00 service fee. ACH transactions are currently free. We highly encourage you to utilize this service to avoid any service charges related to fund requests. Specifically, you should know that if your account balance is less than or equal to $5.00 and you request a check for the balance or instruct us to close your account a check will not be issued and the balance will be written off.

IRA

For your IRA account you can either request a distribution or transfer out your IRA account for a $75 fee. ($50 termination fee + $25 IRA annual fee)

For a Transfer: Client must make sure $75 cash is available for the fee-- then client can submit a transfer form with their new broker.

Otherwise:

For a Distribution:

1. Liquidate the account.
2. Fill out an IRA distribution form which can be obtained as follows:

1) Log into your account
2) Click on VIEW
3) Click on PRINTABLE FORMS under Additional Features
4) Click on desired DISTRIBUTION FORM

3. Fax distribution form to fax#732-934-3027 or mail to:

BUYandHOLD, c/o
Freedom Investments, Inc.
375 Raritan Center Parkway,
Suite D
Edison, NJ 08837