Overview:

BUYandHOLD, a Division of Freedom Investments, pioneered dollar-based equity investing on the Internet, and rapidly grew into one of the largest online brokerages in the United States. Our transaction costs are among the lowest in the industry; we allow you to invest small dollar amounts, and we require no minimum balance to open an account. We designed a service to help you achieve your long-term financial goals. Our service is based entirely on proven, long-term equity investment strategies such as dollar-cost averaging, compounding and diversification. Our customers are both novice and sophisticated investors who appreciate the value and simplicity of the services we offer.

Corporate Milestones:

One of the fastest growing online brokerage firms in history* Named ‘Best of the Web’ by Forbes.com magazine, February 2001 & Sept. 2000 Ranked ‘Best of the Web’ by U.S. News & World Report, December 2000 Named ‘Best of the Web for Investing’ by Mutual Funds magazine, Nov. 2000 10th largest online brokerage firm in the U.S.**

Executive Officers:

Mark Whaley - President Manuel Santiago - Chief Operating Officer & Chief Compliance Officer Sal Agosta - Chief Financial Officer Dennis McNamara - Secretary and General Counsel

Headquarters:

BUYandHOLD, a Division of Freedom Investments 375 Raritan Center Parkway Edison, NJ 08837

Customer Service:

Phone: 1.800.646.8212 (Available Monday through Friday, 9:00 am to 4:30 p.m. EST) For more information, http://www.buyandhold.com/contact/index.html

Media Inquiries:

Manuel A. Santiago, Jr. Chief Operating Officer & Chief Compliance Officer 732.934.3168 or Charles Defranco Operations Manager 732-934-3070 or email us at: pressalerts@buyandhold.com

* According to Greg Smith, Senior Analyst for JP Morgan H&Q (March, 2001).
** As measured by number of accounts and daily transactions, JP Morgan H&Q (March 2001).